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One night in August of 2015, a fire set off by a negligent smoker sent 20 apartment complex tenants out into Henderson’s streets. The evacuees escaped with little more than their lives, their pets and the clothes on their backs. Unless they had renters insurance, these Nevada residents most likely lost everything else. Why Renters Insurance Makes Sense The value of an apartment’s contents is often greater than its occupants consciously realize. An inventory of

They come from every social class and many occupations. Some wear white collars or lab coats while others wear T-shirts and work with their hands. They are the insurance fraudsters, and they take pride in getting away with something that many view as the ultimate victimless crime.  Those who commit insurance fraud are attempting to cheat an insurance company. They normally do this on an application form by either entering false information or leaving out

Most people only want to worry about car insurance a few times a year when they make their premium payments. However, if you completely ignore your insurance, your premiums could rise without you noticing, or you could be missing out on opportunities to get a discount off of your rate. Everyone knows that your insurance premium will rise in the event of an accident. But many people don’t know that something as innocuous as a

When looking into business insurance, there are a few things every business owner should know. Not all insurance policies are alike, and many people mistakenly buy more or less insurance than they actually need. In order to ensure that your business, no matter its type or size, obtains the necessary coverage for its specific needs, you need to brush up on the top nine things to know about business insurance. Understanding insurance can seem overwhelming

You get health insurance to finance final expenses and protect your family from financial hardship in the case of your death. But what many people don’t consider is the immense cost that you and your family could be burdened with if you need long-term care for an illness or disability that requires daily care. Not everyone will need long-term care when they get older. However, most people who live a long life will eventually require

You insure your car, your house, and other assets because it’s either a legal requirement or a rational necessity. But when considering whether or not to insure your life, and how much you should invest in a policy, the answer isn’t so cut and dry. Many factors must be taken into account to determine your need for life insurance. Let’s first discuss what types of life insurance there are to choose from so you can

Many people think that if you’re just renting a piece of property, you don’t really need to purchase insurance for it. While this might seem like a plausible argument, the reality is that having insurance for your rental is a better idea than leaving it uncovered. Unfortunately, neglecting to buy insurance for your rental can cause more problems than might be foreseeable at the time you sign your lease. Most renters don’t think about insurance

With changes in recent weather patterns around the world, it has been hard to predict previously consistent outcomes in certain areas. Some areas that are usually dry, like Las Vegas, are being subjected to heavy rains that can lead to serious flooding. With this in mind, it is important for homeowners to protect themselves and their property by considering the necessary insurance policies that will cover everything that can and may happen to their home.

Whether living in a large city or a small suburb, citizens are always in need of transportation. While many individuals have their own vehicles to get around, plenty of others depend upon public transportation options such as buses, trains, and taxis. Some companies, however, have taken the idea of a taxi to the next level and recruited ordinary citizens to use their own cars to offer rides to those in need. This may sound like

When taking to the road, having auto insurance with proper coverage is a must. It can help drivers out of jams, offer them a financial cushion if the worst should happen, and ensure that any damage or injuries that come to them or people in their cars will be taken care of promptly and efficiently. While insurance does so much good, it can be pricey and can even become even more costly the more times